HDFC Bank Q4 2025 results :
HDFC Bank has announced its financial results for the fourth quarter of FY25 (January–March 2025), reporting a robust performance that exceeded market expectations. Here’s a detailed breakdown of HDFC Bank’s Q4 FY25 results (January–March 2025): --- 1. Profit & Income Performance Net Profit ₹17,616 crore, a 6.7% year-on-year (YoY) increase compared to ₹16,511 crore in Q4 FY24. This beats analysts’ estimates (₹17,072 crore), driven by lower provisions and steady growth in interest income. Net Interest Income (NII) ₹32,066 crore, up 10.3% YoY from ₹29,077 crore. Growth driven by increased loan book and relatively stable interest margins. Net Interest Margin (NIM) 3.54% on total assets; 3.73% on interest-earning assets. Core NIM (excluding tax refund): 3.46% and 3.65% respectively. These figures reflect the bank’s strong pricing power despite high-cost deposits. Total Income ₹89,488 crore , almost flat from ₹89,639 crore in Q4 FY24. Reflects a marginal decline possibly due to pressu...