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HDFC Bank Q4 2025 results :

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HDFC Bank has announced its financial results for the fourth quarter of FY25 (January–March 2025), reporting a robust performance that exceeded market expectations. Here’s a detailed breakdown of HDFC Bank’s Q4 FY25 results (January–March 2025): --- 1. Profit & Income Performance Net Profit ₹17,616 crore, a 6.7% year-on-year (YoY) increase compared to ₹16,511 crore in Q4 FY24. This beats analysts’ estimates (₹17,072 crore), driven by lower provisions and steady growth in interest income. Net Interest Income (NII) ₹32,066 crore, up 10.3% YoY from ₹29,077 crore. Growth driven by increased loan book and relatively stable interest margins. Net Interest Margin (NIM) 3.54% on total assets; 3.73% on interest-earning assets. Core NIM (excluding tax refund): 3.46% and 3.65% respectively. These figures reflect the bank’s strong pricing power despite high-cost deposits. Total Income ₹89,488 crore , almost flat from ₹89,639 crore in Q4 FY24. Reflects a marginal decline possibly due to pressu...

A short biography of Swami Vivekananda

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Swami Vivekananda: A Detailed Life Story Swami Vivekananda, one of India’s greatest spiritual leaders, was a key figure in the revival of Hinduism and the introduction of Indian philosophies to the Western world. His teachings on Vedanta, yoga, and nationalism inspired millions and continue to influence people worldwide. Early Life and Childhood Birth and Family Background Swami Vivekananda was born as Narendranath Datta on January 12, 1863 , in Kolkata (then Calcutta), India, during British rule. His father, Vishwanath Datta , was a well-educated lawyer, and his mother, Bhuvaneshwari Devi , was a deeply religious woman. His family environment was a blend of modern Western ideas and traditional Indian values, which shaped his personality. Education and Intellectual Growth Narendranath was an exceptionally intelligent and curious child. He excelled in academics and was particularly interested in philosophy, religion, and spirituality. He attended the Metropolitan Institution and later...